Frequently Asked Questions

This case is known as Miguel Ramirez Jr. and Alexis Teran v. ZTEX Construction Inc., Case No. 3:25-cv-00146-DB, in the United States District Court for the Western District of Texas, El Paso Division. The persons who sued are called the “Plaintiffs,” and the company being sued, ZTEX Construction Inc., is known as the “Defendant” In this case. Plaintiffs filed the Lawsuit against Defendant, on behalf of themselves and anyone whose Personal Information was potentially impacted as a result of the Data Incident.

In October 2024, ZTEX Construction Inc. experienced a Data Incident that potentially impacted the Personal Information of themselves and the Settlement Class. ZTEX denies the allegations and all liability with respect to any and all facts and claims alleged in the Action.

You are a Settlement Class Member because you were identified as an individual residing in the United States whose PII was allegedly involved in the Data Incident involving ZTEX Construction Inc.’s network, including all those individuals who received notice of the Data Incident.

The proposed Settlement will provide Settlement Class Members with the opportunity to choose between the following benefit options:

Credit Monitoring: All Settlement Class Members shall be offered an opportunity to enroll in two (2) years of one-bureau Credit Monitoring Services provided through CyEx. These services include one-bureau credit monitoring; dark web monitoring; real-time inquiry alerts; and $1 million in identity theft insurance, among other features.

Documented Loss Reimbursement: Settlement Class Members who submit a valid Claim Form with supporting documentation shall be eligible to receive compensation for Documented Losses of up to $2,250.00. Third-party supporting documentation must meet the following conditions: (1) (i) the loss is an actual, documented, and unreimbursed monetary loss stemming from fraud or identity theft; (ii) the loss from fraud or identity theft was more likely than not caused by the Data Incident; (iii) the loss from fraud or identity theft was incurred after the date of the Data Incident; (iv) the loss from fraud or identity theft is not already covered by one or more of the other reimbursement categories; and (v) the Settlement Class Member made reasonable efforts to avoid, or seek reimbursement for the loss; and/or (2) the out-of-pocket losses are have not otherwise been reimbursed.

Alternative Cash Payment: All Settlement Class Members can make a Claim for a single thirty-five dollar and zero cents ($35.00) cash payment in the alternative to Claims for Documented Losses and Credit Monitoring.  To receive this benefit, Settlement Class Members must submit a valid Claim Form.  No documentation is required to make a claim.

Claims will be subject to review for completeness and plausibility by the Settlement Administrator.

By submitting a valid Claim Form by July 13, 2026.

Settlement Class Members who want to submit a Claim must fill out and submit a Claim Form online or by USPS mail.

The fastest way to submit your Claim Form is online. If you prefer, to mail it to the Settlement Administrator at: ZTEX Data Settlement, c/o Analytics Consulting LLC, PO Box 2002, Chanhassen, MN 55317-2002.

You may also contact the Settlement Administrator to request a Claim Form.

All Claim Forms will be reviewed by the Settlement Administrator for completeness and plausibility. Additional information may be requested from any claimant.  If the required information is not provided in the time required, the claim will be considered invalid and will not be paid.

If you do nothing, you will not receive any payment or free Credit Monitoring Services under the Settlement. You will be in the Class, and if the Court approves the Settlement, you will also be bound by all orders and judgments of the Court and the Settlement Agreement, including the Release.

You can update your address when you submit a claim form.  If your address changes after you submit your claim form, you can email the Settlement Administrator at ZTEXDataSettlement@noticeadministrator.com to update your address, providing your name, claim number, old address, and new address.

Alternatively, you can send a letter by mail to:

ZTEX Data Settlement
c/o Analytics Consulting LLC
PO Box 2002
Chanhassen, MN 55317-2002

If you still have questions, you may email the Settlement Administrator at ZTEXDataSettlement@noticeadministrator.com or call them toll-free at 888-798-7304.

Complete details are provided in the Settlement Agreement. The Settlement Agreement and other related documents are available here. You can also write with questions to:

ZTEX Data Settlement
c/o Analytics Consulting LLC
PO Box 2002
Chanhassen, MN 55317-2002